Ripple adds XRP payments to Stripe and Tempo’s AI standard in new developer kit
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Summary
Ripple has updated its XRP Ledger AI Starter Kit to support the Stripe- and Tempo-backed Machine Payments Protocol (MPP), enabling AI agents to pay for online services using XRP and ledger-issued tokens like RLUSD. The beta software includes features for one-time payments and ongoing XRP payment sessions, with broader stablecoin session support pending a proposed ledger upgrade. Additionally, the kit integrates the Open Wallet Standard for secure transaction requests without exposing private keys.
Why it matters
The update allows AI agents to use XRP and RLUSD as payment options for data, computing, and other online services, potentially increasing their use in machine-to-machine transactions. Supporting both the MPP and the previously added x402 payment standards offers developers flexibility in accepting payments on the XRP Ledger, potentially expanding XRP's role in AI-related economic activities. The payment channels could enable efficient, repeated microtransactions, useful for AI agent sessions paying for services incrementally.
Key context
The Machine Payments Protocol is a payments standard co-authored by Stripe and Tempo designed for AI agents to pay for services as tasks are carried out. Ripple previously added support for the x402 web payments standard in June and is now supporting both protocols. The session payment feature enabling multiple small payments currently works only with XRP and adding stablecoins requires an upcoming ledger upgrade. The updated kit remains in beta with no reported commercial users or payment volumes yet.
Key numbers and entities
Ripple, Stripe, Tempo, XRP, RLUSD (Ripple’s dollar-pegged stablecoin), RippleX, Machine Payments Protocol (MPP), x402 payment standard. The release is version 1.1 of the XRPL AI Starter Kit. There are no reported figures on user adoption or payment volumes.
What remains unclear
No details are provided about any commercial deployment or adoption of the new MPP integration. The timeline and specifics of the proposed ledger upgrade to enable stablecoin sessions are not given. The impact on broader market use or competition with other stablecoins remains unexplored in this source.